Working Capital Limits

Improve Cash Flow with
Working Capital Finance

Improve your business cash flow with Working Capital Limits solutions. DreamRise Capital helps businesses explore suitable funding options.

Quick
Approval

Minimal
Documentation

Competitive
Interest Rates

Flexible Repayment
Options

Loan Amount
₹5 LAKHS TO ₹5 CRORE*
*T&C Apply

Interest Rate

9.25%* Per Annum

Onwards

EMI

depends on loan amount,

tenure and interest rate.

Processing
Fees

0.50%* Of Loan Amount Onwards

Loan Tenure

Up to 12-60 Months

Top Up / BT

After 12 Months

Interest Rate

9.25%* Per Annum

Onwards

EMI

depends on loan amount,

tenure and interest rate.

Processing
Fees

0.50%* Of Loan Amount Onwards

Loan Tenure

Up to 12-60 Months

Top Up / BT

After 12 Months

What is Working Capital Limits?

Working capital Limits is the money a business uses to manage its day-to-day operations. It helps businesses maintain cash flow, purchase inventory, pay suppliers and employees, meet short-term expenses, and take advantage of new business opportunities.

Business Working Capital

Business Cash Flow

Maintain healthy cash flow and manage everyday business expenses with greater financial flexibility.

Working Capital Finance

Inventory Management

Purchase inventory and maintain adequate stock levels without putting unnecessary pressure on your business cash reserves.

Business Growth

Business Growth

Access funds when needed to support expansion, new opportunities and long-term business growth.

Supplier Payments

Supplier Payments

Manage supplier payments efficiently and keep your business operations running smoothly.

Business Expansion

Business Expansion

Get financial support for new projects, additional resources and expansion plans.

STEP-BY-STEP PROCESS TO
APPLY FOR A LOAN

🔗

Share Your Requirement

Tell us about your loan requirement and basic financial profile.

👤

Profile Understanding

Our team reviews the information provided to understand potentially suitable funding options.

📋

Explore Suitable Options

We help you understand available options from relevant Banks & NBFCs.

✔️

Documentation & Application

Get guidance on documentation and the application process.

🏦

Lender Assessment

The respective lender evaluates your application according to its policies and credit criteria.

💰

Sanction & Disbursement

After completion of lender formalities, the approved amount is disbursed by the lender.

FAQ

Frequently Asked Questions

A Working Capital Loan is a short-term financing solution that helps businesses manage daily operational expenses such as salaries, rent, inventory purchases, utility bills, and other business costs.
MSMEs, traders, manufacturers, retailers, service providers, startups, and self-employed professionals with a stable business income can apply for a Working Capital Loan.
The loan amount depends on factors such as business turnover, profitability, credit profile, and repayment capacity. Eligible businesses can obtain funding ranging from a few lakhs to several crores.
Many lenders offer unsecured Working Capital Loans that do not require any collateral. However, eligibility and loan limits may vary based on the lender's policies.

Still Have Questions?

Talk to our loan experts and find the best solution for your needs.

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